Skip to main content
Call Us: 812-265-4881Fax: 812-265-4881

Online Banking

Rates

Tier Rates

Credit Score Tier Rating
700+ A
600-699 B
500-599 C
499 below D

Auto Loan

2023 - Newer A B C D
5 Year Term 5.49% 6.24% 6.99% 7.74%
6 Year Term 5.99% 6.74% 7.49% 8.24%
7 Year > $30k 6.49% 7.24% 7.99% 8.74%

*APR = Annual Percentage Rate.

2021 - 2022 A B C D
5 Year Term 6.24% 6.99% 7.74% 8.49%
6 Year Term 6.74% 7.49% 8.24% 8.99%
7 Year > $30k 6.99% 7.74% 8.49% 9.24%

*APR = Annual Percentage Rate.

2017 - 2020 A B C D
5 Year Term 6.99% 7.74% 8.49% 9.24%
6 Year Term 7.49% 8.24% 8.99% 9.74%
7 Year > $30k 7.99% 8.74% 9.49% 10.24%

*APR = Annual Percentage Rate.

2013 - 2016 A B C D
5 Year Term 7.99% 8.74% 9.49% 10.24%

*APR = Annual Percentage Rate.

2012 - Older (Based on Value) A B C D
< $10,000.00 3 Years 8.99% 9.74% 10.49% 11.24%
$10k - 15k 4 Years 8.99% 9.74% 10.49% 11.24%
$15k - $27.5 5 Years 8.99% 9.74% 10.49% 11.24%
$27.5k - $30k 6 Years 8.99% 9.74% 10.49% 11.24%
Over $30k 7 Years 8.99% 9.74% 10.49% 11.24%

*APR = Annual Percentage Rate.

Other Secured Loans

Values A B C D
0 < $12,500 5 Years 9.00% 9.75% 10.50% 11.25%
$12,500 - $20,000 7 Years 9.00% 9.75% 10.50% 11.25%
$20,000 - $40.000 10 Years 9.00% 9.75% 10.50% 11.25%
Over $40,000 12 Years 9.00% 9.75% 10.50% 11.25%

Personal Loans

Set at 15% for 5 year term Max of $7500.00 with no tiers.

*Shared Pledge Loan

Set at 3.00% for maximum 12 year term, $500 minimum.

*Share Pledge Loans require shares adequate to cover the loan principal be maintained.

*Rates are subject to change per board discretion.*



Share Certificate Rates

Call us for our current rates for Certificates!